The smaller credit card issuers on the list - U.S. card issuers, though at the same time they may take on less debt-month-to month, or pay off their cards more frequently. The user base of American Express may be larger than some other U.S. This highlights a notable flaw of measuring credit card issuer size by outstanding loans alone. While the company places at #7 in terms of outstanding debt (as seen in the graph above), it performs significantly better when measured by both active accounts and total lines of credit issued.

American Express was the most notable outlier in the data. We found that the number of active users correlates strongly to the total outstanding credit card debt held with each of these banks. *Includes American Express Co, American Express Centurion Bank, and American Express Bank, FSB

Synchrony Bank (Formerly GE Capital Retail Bank) Bank - together hold roughly 89% of total revolving credit card debt in the United States. Together, the largest 10 credit card issuers - Citi, Chase, Capital One, Bank of America, Discover, Synchrony Financial, American Express, Wells Fargo, Barclays, and U.S. The size of an issuer's card loan portfolio is one of the best measures for determining market share since it’s a function of both how many credit cards are issued and how much those they are used. Who Are The Biggest Credit Card Issuers in the United States?Ĭitibank holds the largest share of America's credit card debt. When looking at both debit and credit card transactions, Visa still holds the #1 spot, while Mastercard trumps American Express. They processed $1.6T and $0.7T respectively.

Visa and American Express processed the largest amount of U.S.

At the same time, Citibank and Chase increased their number of active accounts by just 3%. On average, these companies acquired 66% more active user accounts in the last 5 years, through aggressive underwriting and new co-brand partnerships. Bank, and Barclays have grown their number of active user accounts at a significantly faster rate than the top three banks.

Among the top 10 banks, Wells Fargo, U.S.

Combined, these three companies account for close to 40% of the nation's outstanding credit card debt. The next two largest credit card issuers are JPMorgan Chase and Capital One, respectively.

Citibank holds most of America's credit card debt and has the most active credit card accounts, as of Q4 2016.

Credit Card Network Share: Visa vs Mastercard vs American Express vs DiscoverĪmerican’s Largest Credit Card Issuers: Key Statistics.

Citi is followed closely by JPMorgan Chase, with $124B in loans, and Capital One with $91B. consumers, which makes up roughly 18% of the total loan market. The company has $144B in credit card loans to U.S.

The largest credit card company in the United States is Citibank, when measured by outstanding loans, active user accounts and total lines of credit.

Capital one phone number.